Shape your future today.
At Reynolds, our benefits are there when you need them. By understanding the resources available, you can make informed choices for what matters most to you and your family. Because when you choose well, you LiveWell…now and tomorrow.
Let’s get started
2027 Open Enrollment
October 19 – 30, 2026
This is your annual opportunity to review your benefits and make any changes based on what you think is best for you and your family. Follow these steps to enroll today:
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1
Review the benefits information and compare your options.
Think about how your and your family’s health needs may have changed. Use the interactive benefits guide and the online tools on RAIBenefits.com to compare costs and help you choose the benefits that are right for you for the upcoming year.
Get your 2027 guide -
2
Make your choices and enroll by October 30, 2026.
If you don’t enroll by the deadline, you may be automatically enrolled in coverage that no longer meets your needs — or have no coverage at all. Remember, not all benefits roll over so you must make an election if you want to have a Flexible Spending Account (FSA).
Enroll today
What’s new for 2027?
- In January, we’re introducing Hinge Health digital physical therapy at no cost to all employees enrolled in a Reynolds medical plan as well as enrolled dependents ages 18 and over. Hinge Health can help reduce muscle and joint pain in as little as 15 minutes a day.
- Medical premiums and deductibles are increasing along with the rising cost of health care.
- IRS maximum contribution limits for the Health Savings Account (HSA) are increasing to $4,500 for individuals and $9,000 for families.
- The amount you can contribute to a Health Care Flexible Spending Account (FSA) is increasing to $3,400.
- You’ll have more eligible expenses to choose from with the LiveWell Spending Account: ergonomic home office equipment, eReaders, and more items for sleep wellness. As a reminder, you can get reimbursed up to $500 per year on eligible wellbeing expenses! Learn more on Employee Central.
New hires
Welcome! We’re happy to have you here.
As a new hire, you have 61 days after your start date to make your benefit choices. If you don’t enroll by then, you will not be able to enroll in benefits until the next Open Enrollment unless you experience a change in family status.
Enroll today!Your contacts
Your benefits vendors have websites and mobile apps that make it easier for you to manage your wellbeing anytime, anywhere.
Alight
Benefits enrollment, Total Rewards Statement
RAIBenefits.com | 866-342-6986 | Mobile app – Apple Store | Mobile app – Google Play
Blue Cross Blue Shield (BCBS)
Medical and dental insurance
BlueCrossNC.com/members | 888-868-5527 | Mobile app – Apple Store | Mobile app – Google Play
Exos
LiveWell Fitness Centers, wellness app, physical therapy
Express Scripts (ESI)
Prescription drugs, home delivery program
express-scripts.com/reynoldsam | 800-672-0287 | Mobile app – Apple Store | Mobile app – Google Play
Farmers Insurance
Auto, Renters’ & Home Insurance
farmers.com/groupselect | 800-438-6381 | Mobile app – Apple Store | Mobile app – Google Play
Fidelity
RAI 401k Savings Plan Support, Financial Wellness Coaches
netbenefits.com | 877-902-0256 | Mobile app – Apple Store | Mobile app – Google Play
Fidelity Investments
Retirement Planning, Investing
netbenefits.com | 800-603-4015 | Mobile app – Apple Store | Mobile app – Google Play
The Hartford
Leave administration, short- and long-term disability plans, including buy-up options
HealthEquity
Health Savings Account (HSA), Flexible Spending Accounts (FSAs)
myhealthequity.com | 877-713-7682 | Mobile app – Apple Store | Mobile app – Google Play
HealthJoy Concierge
Help navigating benefits and health care
healthjoy.com/download | 877-500-3212 | Mobile app – Apple Store | Mobile app – Google Play
HealthJoy EAP
Employee Assistance Program, Work-Life Services
eap.healthjoy.com | 888-731-3327 | Mobile app – Apple Store | Mobile app – Google Play
Marathon Health
LiveWell Health Centers
my.marathon-health.com | 336-741-1319 | Mobile app – Apple Store | Mobile app – Google Play
Mercer
Voluntary Group Universal Life, Voluntary Dependent Life, and Voluntary AD&D
Superior Vision by MetLife
Vision and hearing benefits
Teladoc
Virtual medical and behavioral health care
Teladochealth.com | 800-Teladoc (800-835-2362) | Mobile app – Apple Store | Mobile app – Google Play
Have questions these resources can’t answer? Call 336-741-0400 or visit Now@BAT > HR Employee Services.
RAIBenefits.com
Compare medical plans and costs, enroll in benefits, check your Total Rewards Statement and more!

