Plan well. Be well. LiveWell.
At Reynolds, our benefits are designed to make your life easier, offering real support for all aspects of your wellbeing. We encourage you to learn about all that is available. Because when you plan well, you LiveWell, and a better you leads to a better tomorrow.
Let’s get started
Enrolling in Benefits
The annual Open Enrollment period for 2026 benefits has ended. However, life happens!
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Experiencing a life change?
If you experience a qualifying life event (such as marriage, divorce, birth of a child, or loss of coverage due to a job change), you can update your benefit elections within 61 days after the event.
Make changes -
New to Reynolds or re-joining the team?
You have 61 days from your hire date to complete the benefits enrollment process.
Enroll today
2026 Highlights
- Get reimbursed up to $500 yearly on eligible wellbeing expenses through the LiveWell Spending Account.
- The vision plan includes coverage for diabetic-related eyecare.
- Teladoc virtual visits cost less regardless of your Reynolds medical plan.
- IRS maximum contribution limits for the Health Savings Account (HSA) are $4,400 for individuals and $8,750 for families.
- The amount you can contribute to a Health Care Flexible Spending Account (FSA) is $3,300.
- You can contribute up to $7,500 to the Dependent Day Care FSA ($3,750 if married and filing separate returns).
- The optional Group Universal Life Insurance includes free Will Preparation and Digital Estate Planning for you, as well as free Survivor Support for your family through Empathy.
- Fidelity’s complimentary 1:1 coaching program offers more support for spending strategies, debt management, emergency savings and financial protection.
- Secure 2.0 Act changes may affect taxation of 401k catch-up contributions for those ages 50 or older, and it offers a higher catch-up contribution opportunity for those ages 60 to 63.
New hires
Welcome! We’re happy to have you here.
As a new hire, you have 61 days after your start date to make your benefit choices. If you don’t enroll by then, you will not be able to enroll in benefits until the next Open Enrollment unless you experience a change in family status.
Enroll today!Your contacts
Your benefits vendors have websites and mobile apps that make it easier for you to manage your wellbeing anytime, anywhere.
Alight
Benefits enrollment, Total Rewards Statement
RAIBenefits.com | 866-342-6986 | Mobile app – Apple Store | Mobile app – Google Play
Blue Cross Blue Shield (BCBS)
Medical and dental insurance
BlueCrossNC.com/members | 888-868-5527 | Mobile app – Apple Store | Mobile app – Google Play
Express Scripts (ESI)
Prescription drugs, home delivery program
express-scripts.com/reynoldsam | 800-672-0287 | Mobile app – Apple Store | Mobile app – Google Play
Farmers Insurance
Auto, Renters’ & Home Insurance
farmers.com/groupselect | 800-438-6381 | Mobile app – Apple Store | Mobile app – Google Play
Fidelity
RAI 401k Savings Plan Support, Financial Wellness Coaches
netbenefits.com | 877-902-0256 | Mobile app – Apple Store | Mobile app – Google Play
Fidelity Investments
Retirement Planning, Investing
netbenefits.com | 800-603-4015 | Mobile app – Apple Store | Mobile app – Google Play
HealthEquity
Health Savings Account (HSA), Flexible Spending Accounts (FSAs)
myhealthequity.com | 877-713-7682 | Mobile app – Apple Store | Mobile app – Google Play
HealthJoy Concierge
Help navigating benefits and health care
healthjoy.com/download | 877-500-3212 | Mobile app – Apple Store | Mobile app – Google Play
HealthJoy EAP
Employee Assistance Program, Work-Life Services
eap.healthjoy.com | 888-731-3327 | Mobile app – Apple Store | Mobile app – Google Play
Marathon Health
LiveWell Health Centers
my.marathon-health.com | 336-741-1319 | Mobile app – Apple Store | Mobile app – Google Play
Mercer
Supplemental Life (Group Universal Life, Dependent Life and Voluntary AD&D)
Superior Vision by MetLife
Vision and hearing benefits
Teladoc
Telephonic medical and behavioral health care
Teladochealth.com | 800-Teladoc (800-835-2362) | Mobile app – Apple Store | Mobile app – Google Play
Have questions these resources can’t answer? Contact Global Business Services HR at 336-741-0400 or visit Now@BAT > HR Employee Services.
RAIBenefits.com
Compare medical plans and costs, enroll in benefits, check your Total Rewards Statement and more!