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Plan well. Be well. LiveWell.

At Reynolds, our benefits are designed to make your life easier, offering real support for all aspects of your wellbeing. We encourage you to learn about all that is available. Because when you plan well, you LiveWell, and a better you leads to a better tomorrow.

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2026 Open Enrollment

October 20 – 31, 2025

This is your annual opportunity to review your benefits and make any changes based on what you think is best for you and your family. Follow these steps to enroll:

  1. 1

    Review the benefits information and compare your options.

    Think about how your and your family's health needs may have changed. Use the interactive benefits guide and the online tools on RAIBenefits.com to compare costs and help you choose the benefits that are right for you for the upcoming year.

    Get your 2026 guide
  2. 2

    Make your choices and enroll by October 31, 2025.

    If you don't enroll by the deadline, you may be automatically enrolled in coverage that no longer meets your needs — or have no coverage at all. Remember, not all benefits roll over so you must make an election if you want to have a Flexible Spending Account (FSA).

    Ready to enroll?

What's new for 2026?

  • Get reimbursed up to $500 yearly on eligible wellbeing expenses through the LiveWell Spending Account.
  • Medical premiums and deductibles are changing. Please review your options carefully.
  • Dental premiums are changing; vision premiums remain unchanged. The vision plan will include coverage for diabetic-related eyecare.
  • Premiums for the voluntary Accident Insurance and Critical Illness Insurance plans will be about 10% lower.
  • Teladoc virtual visits will cost less regardless of your Reynolds medical plan.
  • IRS maximum contribution limits for the Health Savings Account (HSA) are increasing to $4,400 for individuals and $8,750 for families.
  • The amount you can contribute to a Health Care Flexible Spending Account (FSA) is increasing to $3,300.
  • You can contribute more to the Dependent Day Care FSA up to $7,500 ($3,750 if married and filing separate returns).
  • The optional Group Universal Life Insurance now includes free Will Preparation and Digital Estate Planning for you, as well as free Survivor Support for your family through Empathy.
  • Fidelity's complimentary 1:1 coaching program now offers more support for spending strategies, debt management, emergency savings and financial protection.
  • Secure 2.0 Act changes may affect taxation of 401k catch-up contributions for those ages 50 or older, and it will offer a higher catch-up contribution opportunity for those ages 60 to 63.
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New hires

Welcome! We're happy to have you here.

As a new hire, you have 61 days after your start date to make your benefit choices. If you don't enroll by then, you will not be able to enroll in benefits until the next Open Enrollment unless you experience a change in family status.

Enroll today!

Your contacts

Your benefits vendors have websites and mobile apps that make it easier for you to manage your wellbeing anytime, anywhere.

RAIBenefits.com

Compare medical plans and costs, enroll in benefits, check your Total Rewards Statement and more!

Check it out